As we head into the final stretch of hurricane season, many Floridians breathe a sigh of relief—often too soon. While the historical peak passed in mid-September, the weeks that follow are still very active, especially in the Caribbean. At Armor Screen, we’ve learned that October storms are not just possible—they’re often fast-moving and dangerously underestimated.

Right now, the National Hurricane Center (NHC) is monitoring a developing system labeled Invest 98L, currently moving through the eastern Caribbean. This system has a growing chance of becoming a named storm in the coming days—possibly Tropical Storm Melissa—and may have implications for Florida and neighboring regions.

Invest 98L: What We Know So Far

Invest 98L is the designation given by the NHC to a broad area of disorganized showers and thunderstorms moving westward at 15–20 mph. As of the latest updates, it’s located over the eastern Caribbean Sea. The system is producing increasingly organized convection and may slow its forward motion—a factor that typically increases the chances for development.

Environmental conditions surrounding Invest 98L are favorable for gradual strengthening, with warm sea surface temperatures and moderate wind shear. The NHC currently gives it a medium to high chance of becoming a tropical depression or tropical storm within the next seven days.

If it continues to organize, Invest 98L could earn the next name on the 2025 Atlantic hurricane list: Melissa.

What Are the Forecast Models Showing?

Forecast models are beginning to hint at a range of possible outcomes—but uncertainty remains high. Some suggest a westward track toward Central America, while others show a turn to the north or northwest, potentially affecting Cuba, Hispaniola, and even South Florida.

While no landfall forecasts have been made yet, even a glancing pass from Invest 98L could bring:

  • Heavy rainfall
  • Strong wind gusts
  • Rough surf and dangerous rip currents
  • Localized flooding in low-lying areas

At this stage, the most important thing Florida residents can do is stay informed. Changes in storm track and intensity can happen quickly—especially with October systems that often form close to land.

Why October Storms Like Invest 98L Are Especially Dangerous

October storms are often overlooked because they arrive after the traditional “peak” of hurricane season, which falls in early to mid-September. By this point in the year, many residents let their guard down—especially if their area has gone untouched in previous months. But this false sense of security can be risky. Historically, some of the most intense and fast-developing tropical systems have occurred in the back half of the season, especially in the month of October.

One of the key reasons is geography. The western Caribbean—where Invest 98L is currently located—is considered one of the most favorable areas for late-season tropical development. Water temperatures remain extremely warm well into October, often surpassing the threshold needed to fuel rapid intensification. At the same time, upper-level wind patterns shift as we move into fall, reducing wind shear in certain pockets of the tropics. This combination of ingredients can produce storms that form quickly and strengthen fast—sometimes within just 24 to 48 hours.

Another major factor is proximity to land. Unlike Cape Verde storms that take a long journey across the Atlantic, systems that form in the Caribbean don’t have far to travel. That means less lead time for meteorologists to issue warnings and for homeowners to prepare. The result is a narrower window to take action, which can catch even experienced residents off guard.

Preparedness Starts Before the Storm Has a Name

At Armor Screen, we believe the best time to prepare is before a storm is named. Whether or not Invest 98L becomes Melissa or shifts away from Florida entirely, it serves as a timely reminder that hurricane season doesn’t end until November 30.

Here are a few smart steps you can take now:

  • Review your emergency plan with your family.
  • Check and restock your hurricane supply kit.
  • Inspect and secure your property’s storm protection systems.
  • Stay updated via the National Hurricane Center and local forecasts.

We’ve seen firsthand how preparation—especially when it comes to protecting windows, doors, and outdoor areas—can prevent serious damage and stress during storm events.

Final Thoughts: Stay Aware, Stay Ready

Invest 98L hasn’t developed into a named storm yet, but conditions are pointing in that direction. At Armor Screen, we’ll be following this system closely alongside official updates from the NHC.

No matter how this system evolves, the key takeaway is simple: October storms are still serious, and staying alert is essential. Whether Invest 98L fizzles out or intensifies, it’s a reminder that nature doesn’t follow a calendar—and the time to prepare is always now.

Stay safe, stay informed, and keep your home storm-ready. Visit our hurricane preparedness page for printable checklists and emergency numbers.